Age Used by Company:
AXA Equitable - Nearest
American General - Nearest
American National - Nearest
AVIVA - Nearest
Banner – Nearest
Genworth - Nearest
ING Reliastar - Nearest
John Hancock - Nearest
Liberty / RBC - Nearest
Lincoln Benefit - Actual
Lincoln National - Nearest
MetLife - Nearest
Mutual of Omaha- Actual
North American - Nearest (Custom Growth and Rapid Builder products based on actual age)
Old Mutual - Actual
Protective - Nearest
Prudential - Actual
Transamerica - Age Last for UL products, including TransUltra SP 2006, TransUltra Plus, and TransProtector Simplified Issue UL. All other products, including ROP, are based on age nearest.
West Coast Life - Nearest